Student Bank Account
Built for the next generation. Zero monthly fees, an interest-free overdraft and exclusive student perks to help you focus on what matters.
$1,000
interest-free overdraft
Stork Student
Banking built for student life
If you're 18+, a US resident and have accepted a place on a qualifying course, you can apply online today.
Stork Student Account
For students and apprentices — helping you manage your money at every stage of your studies.
- Guaranteed $1,000 interest-free overdraft, with the option to increase as you progress
- No monthly account fee
- Student Credit Card — up to $500 credit, subject to status
- 3% AER Regular Saver fixed for 12 months (up to $3,000)
- Student-exclusive perks, discounts and competitions
- Contactless Stork Visa Debit Card
Student Perks
Support while you're studying
Everything you need so you can focus on what matters — your studies.
$1,000 Interest-Free Overdraft
A guaranteed $1,000 interest-free overdraft when you open your account, with the option to increase it as your studies progress.
Regular Saver at 3% AER
Save with a Stork Regular Saver at a fixed 3% AER/gross for 12 months — up to $3,000.
Student Credit Card
Up to $500 credit, handy for emergencies. Representative APR: 18.9% variable. Subject to status.
Online Banking
Manage your account, make payments and track your spending online, from any device.
Student Exclusives
Perks, discounts, vouchers and competitions exclusive to Stork Student Account holders.
Worldwide Visa Debit
Use your contactless Stork Visa Debit Card wherever Visa is accepted around the world.
The Details
How the Student Account helps you
Interest-Free Overdraft
A guaranteed $1,000 interest-free overdraft when you open your account. You can request an increase up to $2,000 in year two and $3,000 in year three, subject to status and account conduct. Representative example (assumed overdraft $1,000): 0% EAR variable. After graduation, you move to the Stork Graduate Account and may be eligible for a continued interest-free overdraft.
Student Credit Card
If you're 18 or over, you can apply for a Student Credit Card with a credit limit of up to $500. Available subject to status and account conduct. Representative APR: 18.9% APR variable.
Regular Saver
The fixed rate of 3% AER/gross over 12 months is available to Stork Student Account customers. Save $25–$250 per month by standing order for a fixed term of 12 months. Partial withdrawals are not permitted. AER stands for Annual Equivalent Rate.
Eligibility
Are you eligible?
Please make sure you can answer yes to the following before you apply.
- Be 18 years of age or older
- Be a US resident for at least the last 3 years
- Have accepted a place on a qualifying course at a university, college or apprenticeship (level 2+)
- Be able to provide proof of address and photo ID
- Not hold a student account with another bank
- Postgraduates must have completed an undergraduate degree in the US in the last 3 years
If you've lived in the US for less than 3 years, or you're an international student, please email support@storkbank.com before applying.
Get Started
Apply for a Stork Student Account
Apply online
If you're 18+, a US resident and have accepted a qualifying course, you can apply online in minutes.
Apply NowApprentices & international students
Email us at support@storkbank.com with proof of your course or apprenticeship and we'll help you apply.
Contact UsImportant information: The $1,000 interest-free overdraft is subject to status and account conduct. You can request increases of up to $2,000 in year two and $3,000 in year three. The 3% AER Regular Saver rate is fixed for 12 months and available to Stork Student Account holders; save $25–$250 per month by standing order, and partial withdrawals are not permitted. Student Credit Card subject to status; 18+ only. Representative APR: 18.9% variable. A foreign transaction fee of 2.75% applies to foreign currency debit card payments. Stork Bank — support@storkbank.com.