ISAs — Tax-Free Savings & Investments
Maximise your annual allowance with a Stork Cash ISA or Stocks & Shares ISA.
$20,000
annual ISA allowance
Stork ISAs
Get the most from your ISA allowance
Save with a Cash ISA, invest with a Stocks & Shares ISA, or split your allowance across both.
Your allowance for the current tax year is $20,000.
Stork Cash ISA & Stocks and Shares ISA
Tax-free saving and investing, whichever way suits you.
- No tax on interest, dividends or gains earned inside your ISA
- Save or invest up to $20,000 this tax year
- Cash ISA — open with $1, with instant access
- Stocks & Shares ISA — three ways to invest, from ready-made to self-directed
- Transfer an existing ISA without losing its tax-free status
Cash ISA
Tax-free savings with easy access
A Cash ISA works like a normal savings account, except the interest is never taxed.
Tax-Free Interest
Every cent of interest you earn in your Cash ISA stays with you — it's never taxed.
Open with $1
Start your Cash ISA with as little as $1 and pay in up to your annual allowance.
Instant Access
Works like a normal savings account, so you can get to your money whenever you need it.
Stocks & Shares ISA
Three ways to invest tax-free
Invest in a wider range of assets for the potential of higher returns. Whether you're new to investing or experienced, there's an option for you.
Ready-made portfolio
Choose a portfolio managed by our investment professionals, based on the level of risk you're willing to take.
Minimum investment
$1,000 as a lump sum, or $50 a month.
Charges
0.25% a year plus fund charges.
Risk warning: The value of investments can fall as well as rise and you may not get back what you invest. Most investments should be seen as a medium to long-term commitment — be prepared to hold them for at least five years. Exchange rate changes may affect overseas investments.
FAQs
Questions about ISAs
What is an ISA?
An ISA (Individual Savings Account) is a savings or investment account where the interest, dividends and gains you earn inside the account are free of tax.
How much can I save in an ISA?
Your allowance for the current tax year is $20,000. You can put it all in one ISA or split it between a Cash ISA and a Stocks & Shares ISA.
What's the difference between a Cash ISA and a Stocks & Shares ISA?
A Cash ISA works like a savings account and earns interest. A Stocks & Shares ISA invests your money in the markets, which offers the potential for higher returns but with more risk — its value can fall as well as rise.
Can I transfer an existing ISA to Stork Bank?
Yes. You can transfer an existing ISA to Stork without losing its tax-free status. Email support@storkbank.com to start a transfer.
Get Started
Open a Stork ISA
Apply online
Open a Cash ISA or a Stocks & Shares ISA online and start using this year's allowance.
Open an ISATransfer or top up
To transfer an existing ISA to Stork, or top up a Stocks & Shares ISA you already hold, email us at support@storkbank.com.
Contact UsImportant information: The ISA allowance for the current tax year is $20,000 across all your ISAs. The value of tax benefits depends on your individual circumstances, and tax rules may change in future. The value of investments can fall as well as rise and you may not get back what you invest. Read the key features and key investor information for each product before you apply. Stork Bank — support@storkbank.com.