Stork Credit
Clear your debt with 0% for 32 months
Move high-interest balances to one card and pay no interest on them while you focus on paying them off.
Transfer within 60 days of opening to get the full offer.
Stork 32 Month Balance Transfer Card
A credit card built around saving you interest on existing debt.
- 0% on balance transfers for 32 months, then 23.9% APR variable
- 3% balance transfer fee (minimum $5)
- No annual fee
- 23.9% APR variable on purchases
- Manage transfers and repayments through online banking
Rates & Fees
What you'll pay
Rates are variable. The APR you're offered may differ based on your circumstances.
Balance Transfers
0% for 32 months
On transfers made in the first 60 days, then 23.9% APR variable
Purchases
23.9% APR
Variable — the standard rate applies from day one
Transfer Fee
3%
Minimum $5, applied to each balance you transfer
Key Benefits
Built around clearing your balance
0% for 32 Months
Move existing high-interest balances and pay no interest on them for 32 months from account opening.
No Annual Fee
No annual or monthly account fee for as long as you have the card.
60 Days to Transfer
Transfer your balances within 60 days of opening your account to get the full 0% offer.
Flexible Repayments
Pay the minimum, a fixed amount you choose, or clear your balance in full each month.
Contactless Payments
Use your card for everyday purchases, in store and online, with contactless payments.
Online Banking
Transfer balances, check your statement and make repayments through Stork online banking.
The Details
How the card works
Balance transfers
0% for 32 months from account opening on transfers made in the first 60 days, then 23.9% APR variable.
Purchases
23.9% APR variable. Purchases aren't covered by the 0% balance transfer offer.
Cash advances
29.9% APR variable, plus a fee of 3% (minimum $5).
Balance transfer fee
3% of each amount transferred, with a minimum of $5.
Late payment fee
$12, charged if you miss your minimum payment.
Annual fee
None — there's no annual or monthly account fee.
Eligibility
Are you eligible?
Please make sure you can answer yes to the following before you apply. Credit is subject to status.
- Be 18 years of age or older
- Be a US resident
- Have a good credit history
- Have a regular income to meet your repayments
- Not be currently bankrupt
FAQs
Questions about the card
How long does the 0% balance transfer rate last?
32 months from the day your account opens, on balances you transfer within the first 60 days. After that, the standard variable APR of 23.9% applies to any remaining transferred balance.
Is there a balance transfer fee?
Yes. A fee of 3% (minimum $5) is added to each balance you transfer.
Can I use the card for purchases?
Yes. Purchases are charged at the standard rate of 23.9% APR variable and aren't covered by the 0% balance transfer offer.
How do I transfer a balance?
Once your account is open, sign in to Stork online banking, choose your credit card and select Balance Transfer. Enter the details of the card you're transferring from and the amount.
Will you check my credit history?
Yes. We carry out a credit check when you apply, and credit is subject to status. The APR you're offered may differ depending on your circumstances.
Get Started
Apply for the 32 Month Transfer Card
Apply online
If you're 18+ and a US resident, you can apply online. We'll carry out a credit check as part of your application.
Apply NowHave a question first?
Email us at support@storkbank.com and our team will help you decide if this card is right for you.
Contact UsImportant information: The 0% balance transfer rate lasts 32 months from account opening and applies to transfers made within the first 60 days, with a 3% fee (minimum $5) on each transfer. After the offer ends, the standard variable APR of 23.9% applies. Cash advances are charged at 29.9% APR variable plus a 3% fee (minimum $5). Late payment fee $12. Your APR may differ based on your circumstances. Credit is subject to status; 18+ and US residents only. Terms and conditions apply. Stork Bank — support@storkbank.com.